Author Archives: admin

Life Insurance Policies that could Potentially Fail

  Having paid out on a few life insurance policies in the last year I thought a real-world perspective on life insurance would be appropriate.    In the early days a death claim was a rare event, but in the … Continue reading

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Child Life Insurance Policy

I’m sorry it has been a little while since my last post. Things over at LifeInsureMe.com have been insanely busy, but that is definitely a great thing! I wanted to take a minute to talk about life insurance policies on … Continue reading

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When Does Life Insurance NOT Pay out?

Many people ask us what are the different reasons life insurance wouldn't pay a claim. Almost always they are surprised to hear the answer. Life insurance almost pay every single claim. In fact, in the 30 years I have been … Continue reading

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Information on a Term Life Insurance Quote

There is some important basic information I would like to explain to everyone regarding their term life insurance quotes. Premium When you get a quote, obviously you are looking at the cost of the policy. You may have noticed that … Continue reading

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Who can be the beneficiary of my life insurance?

Anyone can be the beneficiary of your life insurance — after you purchase the insurance.  After you own the insurance, all you need to do is submit a form to change the beneficiary and the insurance company will do it; there’s … Continue reading

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My Term Life Insurance is Increasing, What do I do Now?

Each year millions of Americans will see an increase in their term life insurance bill. But, before we address possible solutions, let’s take a look at the problem: Term Life insurance is usually sold as Ten Year Term, Fifteen Year … Continue reading

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Problems with Variable Life Insurance

Problems with Variable Life Insurance The problem with Variable Life Insurance is that it is variable. How variable can it get? All the way–as in gone. Variable Life policies have cash value that is invested in mutual funds. If the … Continue reading

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Guaranteed Health Insurance for Children

Although this is a blog about Life Insurance, every once in a while I do a post on Health Insurance. Today is one of those days. As many people are already aware, California has an open enrollment period from January … Continue reading

Posted in Consumer Advice, Health Insurance | 10 Comments

Online Term Life Insurance Quotes

You will find many places online that offer term life quotes.The problem with some of these sites is that they are not Life Insurance Agencies. They are simply people who create websites to get leads. They then sell the leads … Continue reading

Posted in About LifeInsureMe, Consumer Advice, Term Life Insurance | 1 Comment

Is Life Insurance Tax Deductible?

This question comes up a lot.  The answer is “no,” with only one exception.  But, since people always reply with, “Are you sure life insurance isn’t tax deductible???”, let’s break it down to cover all the different unique circumstances. Life insurance … Continue reading

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