Category Archives: Consumer Advice

Life Insurance Policies that could Potentially Fail

  Having paid out on a few life insurance policies in the last year I thought a real-world perspective on life insurance would be appropriate.    In the early days a death claim was a rare event, but in the … Continue reading

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Information on a Term Life Insurance Quote

There is some important basic information I would like to explain to everyone regarding their term life insurance quotes. Premium When you get a quote, obviously you are looking at the cost of the policy. You may have noticed that … Continue reading

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Who can be the beneficiary of my life insurance?

Anyone can be the beneficiary of your life insurance — after you purchase the insurance.  After you own the insurance, all you need to do is submit a form to change the beneficiary and the insurance company will do it; there’s … Continue reading

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My Term Life Insurance is Increasing, What do I do Now?

Each year millions of Americans will see an increase in their term life insurance bill. But, before we address possible solutions, let’s take a look at the problem: Term Life insurance is usually sold as Ten Year Term, Fifteen Year … Continue reading

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Guaranteed Health Insurance for Children

Although this is a blog about Life Insurance, every once in a while I do a post on Health Insurance. Today is one of those days. As many people are already aware, California has an open enrollment period from January … Continue reading

Posted in Consumer Advice, Health Insurance | 10 Comments

Online Term Life Insurance Quotes

You will find many places online that offer term life quotes.The problem with some of these sites is that they are not Life Insurance Agencies. They are simply people who create websites to get leads. They then sell the leads … Continue reading

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How much life insurance should I have?

There are basically three ways to answer “How much life insurance should I have?”, and each method results in a substantially different amount of insurance. The first method is probably the oldest method.  It is called “Human Life Value,” and … Continue reading

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