Category Archives: Uncategorized

Child Life Insurance Policy

I’m sorry it has been a little while since my last post. Things over at LifeInsureMe.com have been insanely busy, but that is definitely a great thing! I wanted to take a minute to talk about life insurance policies on … Continue reading

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When Does Life Insurance NOT Pay out?

Many people ask us what are the different reasons life insurance wouldn't pay a claim. Almost always they are surprised to hear the answer. Life insurance almost pay every single claim. In fact, in the 30 years I have been … Continue reading

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Problems with Variable Life Insurance

Problems with Variable Life Insurance The problem with Variable Life Insurance is that it is variable. How variable can it get? All the way–as in gone. Variable Life policies have cash value that is invested in mutual funds. If the … Continue reading

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Is Life Insurance Tax Deductible?

This question comes up a lot.  The answer is “no,” with only one exception.  But, since people always reply with, “Are you sure life insurance isn’t tax deductible???”, let’s break it down to cover all the different unique circumstances. Life insurance … Continue reading

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How Do You Choose a Life Insurance Agent?

There is an easy way to see a if a life insurance agent knows what he’s talking about.  When any insurance agent comes to see you, or even when you see a stock broker, tell them to bring their own insurance policies … Continue reading

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How Do You Know if Your Life Insurance Agent is Good?

It is funny how much confidence people put into their life insurance while having no idea if the agent actually deserves that confidence.  There are a few things you can use as a yardstick to measure your insurance agent. How long … Continue reading

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What is a “mutual” life insurance company?

Most insurance companies out there today are just like any other publicly traded company. They are owned by stock holders. When the insurance company makes money, the stock holders make money.  While this is inconsequential to those of us who … Continue reading

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Buying Term Life Insurance

Buying Term Life Insurance Is a Smart Decision What will happen to those who depend on you in the event of your untimely death? The fact is death is expensive, both in the funeral costs and in the aftermath of … Continue reading

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